The billing issue of Cursor

I would like to know how many tokens are still available for use in my Cursor account.
Now I have a question. I subscribed on an annual basis, with a monthly fee of $20. Does that mean I have a usage quota of $240 for the whole year?
Based on my current observation, I have used $39, so I still have approximately $200 worth of resources left to use, correct?
Additionally, what will happen if the cumulative usage of the account reaches $240, and it becomes unusable?

Hey, thanks for the request. I’ll explain how this works.

Even on an annual subscription, billing cycles are monthly. You pay once a year, but usage is counted month by month.

Looking at your screenshot:

  • Billing cycle: Jan 3, 2026 to Feb 3, 2026 (one month)
  • Included Usage: $39.32 (this is your monthly limit, including bonuses)
  • On-Demand Usage: $0.00 (you haven’t gone over the limit)

How it works:

  • Each month your limit refreshes
  • The Pro plan includes $20 of base usage plus extra bonuses (you have $39.32 total included)
  • Next month (Feb 3) the counter resets and you’ll have the full monthly limit again
  • An annual subscription means you pay for 12 months upfront, but the limits are monthly

About On-Demand Usage:

  • It turns on automatically when you use up your included usage ($39.32)
  • It’s billed at the same API rates, quality doesn’t change
  • The on-demand bill comes at the end of the monthly cycle

Right now you’re at $0.00 on-demand, so you’re within included usage. Everything’s fine.

Docs: Spend Limits | Cursor Docs

Thank you for your reply. Thanks a lot!