# The model default does not work with your current plan or api key

**URL:** <https://forum.cursor.com/t/the-model-default-does-not-work-with-your-current-plan-or-api-key/132179>\
**Category:** Bug Reports\
**Created:** [August 27, 2025, 9:18pm UTC](https://forum.cursor.com/t/the-model-default-does-not-work-with-your-current-plan-or-api-key/132179 "2025-08-27T21:18:04Z")\
**Posts on this page:** 7\
**Page:** 1

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**Author:** ![Rodolfo\_de\_Paula](https://avatars.discourse-cdn.com/v4/letter/r/7c8e57/32.png) [@Rodolfo\_de\_Paula](https://forum.cursor.com/u/Rodolfo_de_Paula)\
**Post date:** [August 27, 2025, 9:18pm UTC](https://forum.cursor.com/t/the-model-default-does-not-work-with-your-current-plan-or-api-key/132179/1 "2025-08-27T21:18:04Z")

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### Where does the bug appear (feature/product)?

Cursor IDE

### Describe the Bug

I was using Cursor with no problems thn 30 minutes ago it started repeating “The model default does not work with your current plan or api key” for any request. I removed it, downloaded a new .dmg (I use Mac) but still unable to use it.

Can you help me, please?

### Steps to Reproduce

Just started a fresh Cursor downloaded from your site. I then opened a project and asked something to Cursor but always got that error message.

### Expected Behavior

I expect to keep working with Cursor

### Operating System

MacOS

### Current Cursor Version (Menu → About Cursor → Copy)

Version: 1.5.5 (Universal)  
VSCode Version: 1.99.3  
Commit: 823f58d4f60b795a6aefb9955933f3a2f0331d70  
Date: 2025-08-25T17:40:25.290Z (2 days ago)  
Electron: 34.5.8  
Chromium: 132.0.6834.210  
Node.js: 20.19.1  
V8: 13.2.152.41-electron.0  
OS: Darwin arm64 24.5.0

### Does this stop you from using Cursor

Yes - Cursor is unusable

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**Author:** ![Dwayne\_Davis](https://avatars.discourse-cdn.com/v4/letter/d/49beb7/32.png) [@Dwayne\_Davis](https://forum.cursor.com/u/Dwayne_Davis)\
**Post date:** [August 27, 2025, 9:25pm UTC](https://forum.cursor.com/t/the-model-default-does-not-work-with-your-current-plan-or-api-key/132179/2 "2025-08-27T21:25:03Z")

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I’m getting the same error. I’m on Windows & have the Pro Plan. For the model, I’m trying to use it on Auto

 ![Screenshot 2025-08-27 151410](https://us1.discourse-cdn.com/cursor1/original/3X/3/d/3d456bd6be6362ea740164d9a62d73b134c4bf10.png)

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**Author:** ![Rodolfo\_de\_Paula](https://avatars.discourse-cdn.com/v4/letter/r/7c8e57/32.png) [@Rodolfo\_de\_Paula](https://forum.cursor.com/u/Rodolfo_de_Paula)\
**Post date:** [August 27, 2025, 9:37pm UTC](https://forum.cursor.com/t/the-model-default-does-not-work-with-your-current-plan-or-api-key/132179/3 "2025-08-27T21:37:09Z")

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I deleted it again and installed a previous version I had. Now Cursor answer:

”The GPT-5 promotional period has ended. All GPT-5 requests will now consume included usage or be billed at API prices. No other action is required; please resubmit to continue using GPT-5 or switch to the model of your choice.”

But I don’t even have it in models. The only active is claude-3.5-sonnet

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<div class="post-metadata">

**Author:** ![Rodolfo\_de\_Paula](https://avatars.discourse-cdn.com/v4/letter/r/7c8e57/32.png) [@Rodolfo\_de\_Paula](https://forum.cursor.com/u/Rodolfo_de_Paula)\
**Post date:** [August 27, 2025, 9:38pm UTC](https://forum.cursor.com/t/the-model-default-does-not-work-with-your-current-plan-or-api-key/132179/4 "2025-08-27T21:38:19Z")

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The older version:

Version: 1.0.0 (Universal)

VSCode Version: 1.96.2

Commit: 53b99ce608cba35127ae3a050c1738a959750860

Date: 2025-06-04T19:21:39.410Z (2 mos ago)

Electron: 34.5.1

Chromium: 132.0.6834.210

Node.js: 20.19.0

V8: 13.2.152.41-electron.0

OS: Darwin arm64 24.5.0

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**Author:** ![Roman\_Komosko](https://avatars.discourse-cdn.com/v4/letter/r/a6a055/32.png) [@Roman\_Komosko](https://forum.cursor.com/u/Roman_Komosko)\
**Post date:** [August 27, 2025, 10:16pm UTC](https://forum.cursor.com/t/the-model-default-does-not-work-with-your-current-plan-or-api-key/132179/5 "2025-08-27T22:16:43Z")

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I have the same problem.

 ![2025-08-28_00-36-40](https://us1.discourse-cdn.com/cursor1/original/3X/1/7/17df3bad3e9f2628b3f950f49aa8d2a00ebe4193.png)

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**Author:** ![deanrie](https://sea3.discourse-cdn.com/cursor1/user_avatar/forum.cursor.com/deanrie/32/1263_2.png) [@deanrie](https://forum.cursor.com/u/deanrie)\
**Post date:** [August 28, 2025, 10:21am UTC](https://forum.cursor.com/t/the-model-default-does-not-work-with-your-current-plan-or-api-key/132179/6 "2025-08-28T10:21:10Z")

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Hey, you’re trying to use a model named “default” that doesn’t exist in Cursor, which is why you’re getting this error.

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**Author:** ![system](https://sea3.discourse-cdn.com/cursor1/user_avatar/forum.cursor.com/system/32/99069_2.png) [@system](https://forum.cursor.com/u/system)\
**Post date:** [September 19, 2025, 10:22am UTC](https://forum.cursor.com/t/the-model-default-does-not-work-with-your-current-plan-or-api-key/132179/7 "2025-09-19T10:22:05Z")

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