After using Cursor AI’s 200 Ultra Plan for an extended period, I’ve gathered some thoughts to share.
Overall, my experience with the Opus 4.5 Max model on Cursor has been outstanding—the performance and efficiency made it my go-to choice. However, I quickly discovered that the 200 Ultra plan monthly quota could be exhausted in just 10 days with regular, intensive use. This limited usage window makes it difficult to rely solely on the plan for an entire month unless I carefully manage my prompts and workload.
Now, I’m reconsidering whether to stick with Cursor’s pay-as-you-go option, migrate to Claude Code, or explore alternatives like a Cline setup within VSCode that leverages similar models. Cost control is becoming a major factor, especially as I hit the 200 Ultra plan ceiling so quickly.
If Cursor were to introduce an annual subscription discount for the Ultra Prime plan, it would make long-term use much more appealing to me. Without such an offer, however, I have to weigh the current pricing more critically, as I discussed in this topic: Cursor Ultra Overage vs. Claude Code When Hitting the $200 Limit? - Discussions - Cursor - Community Forum.