Why BYO API Key?

More a Why than How to, Cursor offers the ability to provide your own API key for Anthropic, OpenAI etc., but what is the advantage of doing this? Does this get you around the limit of 500 fast requests a month (although you are now paying both Cursor and a LLM provider). Can anyone help me understand this?

Seems to be a disadvantage for OpenAI based on this:

Pretty sure they even charge for calls you do from your wallet there. :face_savoring_food: