Thanks to everyone sharing their experience, these comparisons really help the team see how users balance IDE integration, model variety, and cost.
@neverinfamous, great point about user experience and skill being the main factor. If you want to get more out of your current plan, @Artemonim’s thread is still a solid reference: How To Optimize Your Usage: The Best AI Models to Use, version 3.0
One note about Post #54: using third-party extensions to proxy a ChatGPT or Claude subscription into Cursor to bypass pricing isn’t recommended and may break the ToS of those providers. If you want to use your own API keys, that’s supported natively via Cursor Settings > Models, no middlemen.