Cursor Agent Mode randomly change into Lazy AI

Hey ive got question, when the fast respon AI comes to an end it means i have to pay Cursor AI right? but i personally create another account and let the AI do the works for me using my idea. But the problem is, everytime i have suggestion to change something.. the AI dont have permission to access my windows folder directory. Unlike before, the AI (that have premium models) can automatically read my windows file location directory so i just sent the location and let the AI do the work.

My thought first, Maybe because the AI that Im using before are different and it reach the limit (150/150 responses) after 1day using it but when i start a new chat and continue using another account (have access to premium models, 3/150 responses) it still can’t automatically do the rest like before.

Therefore, i need your help also maybe a guide if im wrong with settings or missing something that the AI 100% different than the first one I tried?