I’m not on the Cursor team, but based on my experience upgrading from Pro to Pro+, here is how the $20 credit actually works:
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Unlimited Cursor Tab: This is now separate from your “Agent” usage, so you can code with Tab without burning through your credits.
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Extended Agent Limits: You essentially get your $20 credit plus a “Bonus Usage” (subsidized by Cursor).
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Why is it called “Extended”? If you use the Agent feature daily, $20 alone isn’t actually that much—especially if you check the token pricing for frontier models. You’ll burn through it quickly unless you stick to cheaper models like GPT-4o-mini or grok-code-1.
My usage example: It’s only December 30th and I’ve already burned $6 just from daily Agent use. Hope this gives you some insight into why Pro+ might be worth it for heavy users!
