Where does the bug appear (feature/product)?
Cursor IDE
Describe the Bug
GPT-5.5 is no longer working with BYOK/custom OpenAI-compatible endpoints. It was working until May 4th. Since then, Cursor no longer sends requests for the GPT-5.5 model to the configured custom backend.
Instead, Cursor blocks the request before it reaches the server and shows an error such as:
“User API key rate limit exceeded” / “User-provided API key rate limit exceeded”
This error does not make sense in this case because the request is supposed to go to my own backend, not Cursor’s or OpenAI’s default endpoint. The same backend and API key work correctly in other IDEs/tools.
The issue appears to be specific to GPT-5.5. If I select GPT-5.4 with the same BYOK/custom endpoint configuration, requests are sent correctly and everything works as expected.
Steps to Reproduce
Configure your own OpenAI-compatible endpoint key and base URL in Cursor.
Select GPT-5.5 in the chat.
Send any message.
The issue happens regardless of reasoning level or Fast Mode.
Cursor does not send the request to the configured backend and instead shows a rate-limit error.
Expected Behavior
When GPT-5.5 is selected, Cursor should send the request to the configured custom OpenAI-compatible backend, just like it does with GPT-5.4.
Operating System
MacOS
Version Information
Version: 3.2.21
VSCode Version: 1.105.1
Commit: 806df57ed3b6f1ee0175140d38039a38574ec720
Date: 2026-05-03T01:46:14.413Z
Layout: editor
Build Type: Stable
Release Track: Default
Electron: 39.8.1
Chromium: 142.0.7444.265
Node.js: 22.22.1
V8: 14.2.231.22-electron.0
OS: Darwin arm64 25.4.0
For AI issues: which model did you use?
GPT-5.5
Additional Information
This is another serious regression in Cursor’s BYOK/custom endpoint support. There is already another open issue related to this area:
In that issue, image attachments do not work when using BYOK/custom endpoint override. Now GPT-5.5 requests are also not being sent to the configured backend at all.
This makes Cursor unreliable for users who depend on custom OpenAI-compatible endpoints for cost, privacy, routing, or backend-specific reasons.
Does this stop you from using Cursor
Yes - Cursor is unusable

