New Plan, Background Agents, Usage Based Pricing

I am on Pro-plan & enabled usage based pricing. For this month, I exhausted the 500 request limit & additionally used $15 so far - which means my net usage so far in this billing cycle is $20 + 15 = $35.
So based on new pricing, if I use only $15 worth requests per month, then will I be only charged $15 OR still $20 ?
Basically, earlier one was predictable. I know how much I am gonna charged. 1 sonnet-4 thinking request = $0.03. Now, with rate limit removed & other stuff, what is it gonna be ?
Also, if i disabled usage based pricing, how can I know how much of my monthly quota of 500 requests is consumed ?

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