Pricing Megathread and Q&A

[liquefy]

Thank you. Could you clarify the rate limits in more depth? As far as I understand, if I run out of my plan’s allowance, I either go with usage based pricing or the rate limits. Are the rate limits identical across plans? Or does ultra have higher allowance (after exhausting the included api costs)?

I would appreciate more unified model information, e.g. when new model is added to cursor to be used, to be automatically listed in the docs page, currently o3-pro and grok-4 are missing in the docs! Also some models within cursor are missing context and price information (when hovered in chat selection)

Let me link a few threads I would appreciate feedback on (related to latest changes):

"Local limits" not used when usage based pricing on

so i had my usage based pricing on, exhausted my subscription limit and the cost went into my usage based pricing, i disabled it immediately and the next request went into my subscription limit (assuming the extra local limit as 20usd was exceeded) correct if im wrong, but shouldnt have the local limit been used instead of the usage based pricing? this seems like doing wrong to those who have usage based pricing turned on. i might be wrong here though

Gemini-2.5-pro reporting as different model (not in prompt, in gui)

i selected gemini-2.5-pro, wrote a message, sent, it tried to use mcp and reported it cannot use mcp, which is fine but in that error it says its the preview version? even though regular 2.5 pro is selected? [Screenshot 2025-07-09 155643]