Cannot use OpenAI-compatible API

Where does the bug appear (feature/product)?

Cursor IDE

Describe the Bug

“The model xxx does not work with your current plan or api key.”

While It works via Direct API Call;

Steps to Reproduce

  1. Fill in your API key
  2. Override openai base url
  3. Add new model
  4. Chat With New Model

Operating System

MacOS

Current Cursor Version (Menu → About Cursor → Copy)

Version: 1.7.39
vs version: 1.99.3
commit: a9c77ceae65b77ff772d6adfe05f24d8ebcb2790
Electron: 2025-10-08T00:33:20.352Z
ElectronBuildId: 34.5.8
Chromium: undefined
Node.js: 132.0.6834.210
V8: 20.19.1
OS: 13.2.152.41-electron.0

For AI issues: which model did you use?

custom model

Does this stop you from using Cursor

No - Cursor works, but with this issue

Hey, thanks for the report. Could you let me know if you have a Pro subscription?