Is Cursor Pro+ usage worth it compared to Claude Code Pro?

I’m trying to find the right subscription plan for heavier personal side-project coding.

At work, I use Claude Code on a team plan with a premium seat, and I rarely hit even 50% of the limit. But for my own projects, Claude Code Pro feels good, just not enough. Realistically, I’d probably need around 2x Pro usage, but Claude jumps from Pro to Max, and $100/month feels hard to justify.

So I’m considering Cursor Pro+ instead. It’s around $60/month, seems to offer higher usage, includes Composer/agent features, and can still use Claude models.

For people who’ve seriously used both:

Does Cursor Pro+ handle heavier coding usage better than Claude Code Pro?

How often do you hit limits?

How does Cursor’s agent/composer quality compare to Claude Code directly?

Is Cursor Pro+ worth it, or is Claude Max still better for quality output?

I’m mainly looking for enough usage without jumping into an overkill plan.

My usage is around agent coding so the IDE stuff is useless to me anyway.

I blow through the ultra in like no time at all and I don’t run 15 agents or vibe code huge apps or anything like that. If you’re using Opus it’s going to burn a ton, it’s a very expensive model, but very good. You get to use auto and composer as well though in your sub, it’s separate.

Claude Code isn’t the API, it goes through anthropics more user facing endpoints like the chat. The API is always better in terms of stability, but it’s more expensive generally.

I pay Cursor $160 a month (ultra yearly), and they give me “at least $400 of API usage.” for Claude/GPT/etc and then a less specific “auto + composer” budget, I’d say that’s a good deal while it lasts.

I also find great value in using a subagent with GPT and a subagent with Claude on certain tasks, as the models perform differently, and find different things on reviews. It is good to not be limited to just one model maker.