On demand usage limit even when using my own API keys

Where does the bug appear (feature/product)?

Cursor IDE

Describe the Bug

I recently reached the on demand limit set by my organization:
“You have reached your usage limit
Request higher limits to continue using Cursor”

So I switched to using my own API keys. But I still keep getting this limit reached message, even with my own keys (tried OpenAI as well Anthropic keys).

Steps to Reproduce

Use Cursor enough to reach the on demand limit. The turn on API keys in “Cursor Settings > Models > API Keys”. Restart Cursor. Use Cursor and observe you still get the limit reached message.

Expected Behavior

I should be able to use my own API keys after reaching Cursor’s on demand usage limit.

Operating System

MacOS

Current Cursor Version (Menu → About Cursor → Copy)

Version: 2.0.43 (Universal)
VSCode Version: 1.99.3
Commit: 8e4da76ad196925accaa169efcae28c45454cce0
Date: 2025-10-30T18:49:27.589Z
Electron: 34.5.8
Chromium: 132.0.6834.210
Node.js: 20.19.1
V8: 13.2.152.41-electron.0
OS: Darwin arm64 24.6.0

Does this stop you from using Cursor

Yes - Cursor is unusable

Hey, thanks for the report. I’d recommend reaching out to your team’s Cursor admin, since Team plans often have features like custom API keys disabled.