Here are screenshots of what I see.
I could be missing something, but the logic seems clear to me:
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If you have a Pro subscription, then Cursor will use that
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If you add and enable your API Key, requests will be at your own cost
The messaging in the interface is pretty clear to me.
It even shows a highlighted message when you toggle your API Key on, essentially prompting you to confirm that you really want to use your own API Key.
I haven’t seen any communication that says:
- “If you add your own API Key, we will only use that once you run out of your fast-premium Pro account requests”
The Cursor team have previously commented that it doesn’t bother them if you use your own API Key or not, but most users will probably find that it is cheaper to use Cursor’s requests, because they get bulk pricing.
