Using Cursor Pro vs own API Keys

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Here is a related post and topic:

I don't get it.. What is advantage to paying Cursor AI vs using a ChatGPT 4 key?

If the API key costs <= for your usage, feel free to use that Often people choose to subscribe to pro because it’s a cheaper (we have bulk OpenAI pricing) + there are some features we can only support on pro because they use custom models (faster diffs, Copilot++)