I’ll answer both follow-ups.
@takomine: The Team plan was built with a simpler billing setup. It has one shared usage pool for everything. Individual plans Pro, Pro+, Ultra were built separately and they have two pools, an API pool plus a separate generous Auto + Composer pool. It’s just a structural difference in how the plans are set up.
@Zeeshan0201: Good follow-ups, here’s the breakdown.
On the Pro plan you get two separate pools:
- $20 of API usage for specific models like Claude 4.6 Sonnet, GPT-5, etc.
- A separate generous Auto + Composer pool on top of that
On the Team plan you get one $20 pool that covers everything. Auto, Composer, and specific models all draw from the same $20.
There’s also a pricing nuance. On Team plans, all non-Auto requests include a Cursor Token Fee of $0.25 per million tokens on top of the model’s API price. This fee does not exist on Pro. On Pro, the only surcharge is a 20% upcharge when using Max Mode specifically.
So for a solo developer in practice:
- Pro gives more total capacity, two pools instead of one
- Pro costs half the price, $20 vs $40
- Pro has no Cursor Token Fee on regular requests
If you don’t need team features like SSO, centralized billing, admin dashboard, or usage analytics, Pro is the better choice.
Docs for reference:
- Models and Pricing - Usage Pools Models & Pricing | Cursor Docs
- Cursor Token Fee Cursor Token Fee | Cursor Docs
Let me know if this clears things up.