Claude API key priority and key slower than cursorFast uses

"I have some questions about Cursor’s pricing and API key usage:

  1. On the pricing page, it states that Pro account users of GPT-4 are given first priority and served faster than OpenAI’s public API. Does this mean that using an API key (for example, from Claude 3.5 Sonnet) still has priority?
  2. When using an API key, does the request go through Cursor’s backend and potentially get queued behind other requests during high load times?
  3. As a new Cursor user, are there any features that are not available when using an external API key instead of Cursor’s built-in AI?
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I noticed that by using the API I can’t really apply the code generated and I don’t get the copilot++ autocomplete

These features are only available in the paid plan.