I wanted to subscriber to Cursor, but my payments kept getting declined. I finally called the Bank and they told me that company is on banking blacklist. I am based in Slovenia (EU). I asked if this can somehow change, to remove it from blacklist, as I explained to them what I am purchasing - but they told me that due to several fraud detections, they cannot do it now.. and what happens in future, they can’t tell.
This means, there are no options for me to use the Pro version?
I have only ApplePay and direct Bank card usage. But both are getting declined, since at the end, it is my card that needs to be charged and even though if it is behind Apple Pay, it does not work.
I do not have an option for PayPal. Then what is left is some ‘Link’ payment methond, which requires providing card information to another third-party, which I won’t do. I have already PayPal and Apple Pay, this should work normally like everywhere else.
Just hope Cursor Team might have someone in the ranks to check whats going on, why some banks detect their payment mechanism as fraud.
Hi, could you message me directly with which bank you are having this issue with?
Can’t promise we can get it resolved as it is up to the bank to block or unblock Cursor payments, but if it’s a major bank, I’d have expected more reports about this.
Hi Dan. I’m having a similar issue. Standard Bank in South Africa. Tried business and personal cards without luck. The bank says they cannot see any record of the transaction attempts. What’s odd is I did manage to pay a once off, for October I think, then after that tried switching to a subscription, at which point card payments were declined.
I manage to pay only after multiple calls to my bank and a bit yelling at them lol.
They told me that this restriction comes from national payment systems, not buy banks themself so looks like Curor company have some issues on very high level.
Adding some alternative would be nice (G pay and other Stripe options not work as well)
I was using my VISA for many months to renew my PRO sub, until the same exact VISA was declined on June 2025. I went through customer support with no success and at the end I had to go through my bank customer support that clearly said that Cursor AI was blaclisted by them due to several complaints.
They also said that they are open to discuss with the merchant the situation and clarify.
I provided to the Cursor team all the references, but they don’t want to spend time on it: they say that it is beyond their control.
And their suggestion: “Use another payment method” obviously does not work, as all the options they have go back to card and my Bank directly.
As additional information, I am in the UAE and the Bank is Emirates Islamic.
PayPal could be a good option, but they don’t have, and I start to see this pattern spreading to other banks and countries, judging from the messages in this thread.
Bottom line: we, as users, have to find a solution for their issues and complaints made about their way of debiting users’ cards? Does not seem fair to me.