Cursor Pro vs Teams

Whats the difference between Cursor Teams and Cursor Pro? Is there more of a difference than what the price page says?

I dont think this is worth $20 more per month:

  • Enforce Privacy Mode org-wide

  • Admin Dashboard with usage stats

  • Centralized team billing

  • SAML/OIDC SSO

I am thinking of signing up my team but if Teams don’t get more credit then just using multiple pro for $20/month instead of teams for $40/month sounds like the way to go?

What does everyone think? Am I missing something?