Cursor Tab is doing too much

I am enjoying Cursor, but I find that most of the time I have to disable “Cursor Tab”. It tries to do too much. Feels like a very annoying and overeager junior dev is trying to edit the same file while I am actually trying to code.

Sometimes I want to just sleep it for 10 or 20s so I can get my thoughts out.
And if I cancel its help by hitting ESC I find that sometimes it just suggests something new. I find myself hitting esc + tab to try indent before it can inject a new suggestion and when I lose I end up with a boatload of code I didn’t want.

I could be doing something wrong and perhaps I haven’t made the right settings.
Is this about changing which shortcut key applies the Cursor Tab suggestions?
I spoke to a friend who said that they changed the shortcut for cursor tab to be something else “in order to take their tab back”.

Hoping it can be resolved, whether a change in cursor or the right combination of settings so I can get more out of Cursor.

Thanks!