I’ve set up Cursor ACP in IntelliJ IDEA and got all the models shown in the window. It works fine with auto. It told me to add a payment method when I’m using Opus 4.6.
I’ve checked my limit and payment settings, and it works fine in Cursor GUI. My limit is currently at $100 / $200.
Hey, thanks for the report. This is a known issue. ACP can currently handle billing incorrectly for non-auto models, which can trigger a payment method request even if everything is already set up.
The team is aware of it. For now, you can use auto as a workaround. It will automatically pick the best model.
To help with debugging, can you share:
The exact error text or a screenshot of what you see when selecting Opus 4.6
The same issue also occurs with JetBrains Air plugin.
Environment:
WebStorm 2026.2.3
Cursor ACP: v2026.10.18
Selecting non-auto models such as Opus 5.5 shows “Add a payment method to continue”. Billing is already set up, and it works fine in the Cursor editor itself. Switching to auto makes it work normally.