It keep on showing "the model default does not work with your current plan or api key"

[shortmason]

Hi I already upgrade the plan to resolve the issue, please delete this post (I dont know why i cant delete it

[deanrie]

Hey, thanks for the report. This is a known issue affecting Auto mode right now. We’ve seen multiple reports from different users since this morning.

Workaround: instead of Auto, pick a specific model (for example, Sonnet 4.5 or GPT 5). That should work fine. You can switch the model in the dropdown menu in the chat.

The team is already working on a fix.

[Erh-Hao_Lo]

Where does the bug appear (feature/product)?

Cursor IDE

Describe the Bug

Hi everyone,

I’m running into an issue with Cursor and wanted to check if anyone else is experiencing the same problem.

Cursor was working normally for me earlier this morning. However, starting around 1:30 AM (Taiwan time, GMT+8), my IDE began repeatedly showing the following error message:

“the model default does not work with your current plan or API key”

Since then, I haven’t been able to use Cursor properly because this message keeps popping up.

I haven’t changed:

my subscription plan

my API key

any related settings

So I’m wondering:

Did something change on Cursor’s side?

Is there a temporary outage or model availability change?

Has the default model behavior or plan requirement been updated?

Any clarification or guidance would be greatly appreciated.
Thanks in advance!

Steps to Reproduce

ok

Screenshots / Screen Recordings

Operating System

MacOS

Current Cursor Version (Menu → About Cursor → Copy)

Version: 2.3.41 (Universal)

Does this stop you from using Cursor

Yes - Cursor is unusable

[Erh-Hao_Lo]

Just to confirm, switching to Sonnet 4.5 or GPT-5 won’t incur any additional costs, correct?

[tobe500 (Kyungmin Kim)]

I’ve already hit the usage limit so I cannot use other model…

[karasart1 (志文 胡)]

exceed a limit on tokens will costs, pro plan has about 60million free

[Erh-Hao_Lo]

Where does the bug appear (feature/product)?

Cursor IDE

Describe the Bug

Hi everyone,

I’m running into an issue with Cursor and wanted to check if anyone else is experiencing the same problem.

Cursor was working normally for me earlier this morning. However, starting around 1:30 AM (Taiwan time, GMT+8), my IDE began repeatedly showing the following error message:

“the model default does not work with your current plan or API key”

Since then, I haven’t been able to use Cursor properly because this message keeps popping up.

I haven’t changed:

my subscription plan

my API key

any related settings

So I’m wondering:

Did something change on Cursor’s side?

Is there a temporary outage or model availability change?

Has the default model behavior or plan requirement been updated?

Any clarification or guidance would be greatly appreciated.
Thanks in advance!

Steps to Reproduce

ok

Screenshots / Screen Recordings

Operating System

MacOS

Current Cursor Version (Menu → About Cursor → Copy)

Version: 2.3.41 (Universal)

Does this stop you from using Cursor

Yes - Cursor is unusable

[pengju_li (lipsky)]

The Same!

[pengju_li (lipsky)]

Same

[gedrei]

currently having this issue with auto but selecting a model works

[tobstr02 (Tobias Hopp)]

Same issue here with plan builds

[v3nura]

Having the same issue under these params.
Version: 2.3.41 (system setup)
VSCode Version: 1.105.1
Commit: 2ca326e0d1ce10956aea33d54c0e2d8c13c58a30
Date: 2026-01-16T19:14:00.150Z
Electron: 37.7.0
Chromium: 138.0.7204.251
Node.js: 22.20.0
V8: 13.8.258.32-electron.0
OS: Windows_NT x64 10.0.26200

[tejas]

Same

[Pim]

Where does the bug appear (feature/product)?

Cursor IDE

Describe the Bug

I keep getting the following error when starting a prompt “The model default does not work with your current plan or api key” for any request. I am well within my subscription limits.

Steps to Reproduce

Opening Cursor and starting any prompt is blocked.

Operating System

MacOS

Current Cursor Version (Menu → About Cursor → Copy)

Version: 2.3.41
VSCode Version: 1.105.1
Commit: 2ca326e0d1ce10956aea33d54c0e2d8c13c58a30

Does this stop you from using Cursor

Yes - Cursor is unusable

[deanrie]

Hey everyone, can you share the Request ID for this case? The team is investigating an issue with Auto mode.

How to get your Request ID:

1. Open the chat context menu (three dots in the top right)
2. Select “Copy Request ID”

This’ll help our engineers figure out what’s going on with Auto mode.

[1Haxe (Haxe)]

bbdad55b-d33c-4151-bb23-53eb69e5a541

[Erh-Hao_Lo]

5dd1c789-5142-4f64-b6b6-51a34d6bb3f7

[bllackhu]

it seems like auto mode is back.

we got the same unavailable msg notification from Cursor IDE around 1 hour ago.

FYI

[coreyp_1 (Corey Pennycuff)]

Mine was back for a little while, but now it’s broken again.

49bac3d0-a68c-47eb-b23a-b2474f4ee1ca