Clarification on Pro Plan Billing: Usage vs. Spending Metrics

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Hey, quick confirmation on all three:

  1. Yes, Spending % Auto % / API % is the metric that controls your Pro plan quota. That’s what decides when you get throttled.

  2. Yes, you’re safe. Usage $ is just an informational estimate of the retail value of what you’ve used. It can be higher than your $20 subscription price because the included allocation can be worth more than the sticker price. It does not bill you. Spending % is what matters for limits.

  3. Correct. If on-demand usage is disabled in your settings, you won’t be charged anything beyond your base Pro subscription. Once Spending % hits 100%, you’ll be rate-limited instead of billed extra.

Short version: watch Spending %, ignore Usage $ for billing. More detail here: https://cursor.com/docs/account/plans-and-usage