I recently purchased the Cursor $20 Pro plan. Right now, I have already used $10.91 of total spend, but used only 7% of my allowed request quota.
What would happen if the total spend hit $20 but my quota is still far from 100% way before the next date for my plan reset? Would I get charged more to keep prompting Cursor, or would Cursor just switch to cheaper, poorer models?
Hi @Hoang_Nguyen, I think there’s a miscompsection about the % and $ value, to have better insight into your real usage, I recommend strongly that you go check directly the dashboard online of cursor, because, out of your 20$ sub, comes 2 different % value, the AUTO+COMPOSER one, and the API one, you might want to check that in details!
Also, note that there’s some updating delays between what you see in the cursor in app usage and the actual real usage!
Okay that kind of does not connect with my question at all.
But to clarify for my own case, yes I looked at my dashboard. When I clicked on “spending” on the nav bar on the left side, it will show 7% (9% Auto and 0% API used) within the “Included in Pro” section.
Then in “Usage”, on the very top it indicates “Total Spend” and “Included” as $11.97, while “On-demand” is $0.
My question is: what will happen if the $ value in the usage (either Included or Total Apend) hit $20 - which is the amount I had to pay for my pro plan - BEFORE the % in “Spending” hit 100% and BEFORE my next billing cycle?
It all make sense, sorry I got too fast into my reasoning, the 20$ is the Api rate you will be able to spend, but in fact, the auto and composer pool do not draw from it, at the end you will be able to have a bit less than 70-120$ (don’t take my words for it) but it should be about that depending on your usage
So according to you, if I already paid $20 for my Pro plan, I will not get charged any extra fee before the next billing cycle unless Total Spend hits 70-120 dollars right?
Hey, let’s break it down. These are two different metrics that are easy to mix up.
“Usage” / “Total Spend” dollar value is an info-only estimate of the retail price of what you used. It’s not a billing cap. It can go past $20 (or more) and it won’t charge you by itself. The Pro included quota often costs more than $20 at list price, so the dollar value can rise faster than the percent.
“Spending” / “Included Usage” percent is the real quota metric. This is what decides when limits kick in.
Answering your request directly:
When the dollar value in “Usage” crosses $20, nothing happens. It’s not a trigger.
Limits are based on Spending percent, and they trigger at 100%.
What happens at 100% depends on one setting: On-Demand Usage.
Important detail, please check this in your dashboard: Dashboard → Spending → On-Demand Usage → Monthly Limit.
If it’s Disabled, once you hit 100% you’ll just get rate-limited or throttled. You won’t be charged extra until the cycle resets.
If it’s enabled and you set a limit, after 100% extra usage will be billed at on-demand rates, up to the limit you set.
On-Demand is opt-in, it won’t turn on by itself. So if you never changed it, you’re likely in throttle mode with no extra charges. Still, it’s best to check the dashboard to confirm.
Bottom line: watch Spending percent, not the dollar value in Usage, and make sure On-Demand is disabled if you don’t want overages. More details: Models & Pricing | Cursor Docs