Hey, thanks for the screenshot. I can see the Credits US$99/US$100 card and both Included in Pro bars at 100%.
That US$99 credit is Cloud Agent credit. It was automatically added to your account when one of your cloud agent runs hit the limit in the current billing cycle, and it can ONLY be used on Cloud Agents, meaning agents you run at https://cursor.com/agents or by selecting Cloud when starting an agent in Cursor. Regular chat or Agent requests inside the editor don’t use it. That’s why Cursor Models and Other Models still show 100%, while this credit is mostly untouched.
To use it before it expires on September 18, which is also when limits reset, run your tasks as Cloud Agents. Open https://cursor.com/agents, pick a repo and model, and start tasks there. The credit applies automatically, there’s nothing to enable.
One important note. Turning on On-Demand Spending won’t make this credit cover editor usage. On-demand requests in the editor will charge your card, and the credit balance will stay the same. Until the reset on September 18, Auto is still available in the editor, and the other models will unlock once limits reset.
About the text on the card that says applied to Cursor usage, I agree it doesn’t reflect that the credit is limited to Cloud Agents. I’ll pass this on as feedback so the scope is clearer. Let me know if anything is still unclear.
The explanation is very detailed. thank you!