Confusion around the degree to which autosuggest is built in?

New user here. I’m pretty confused about the integration with Copilot, Copilot++, etc. I do have my own OpenAI API key, AND a paid subscription to Copilot, but I’m not clear if I can drop that now that I use Cursor, or if I need to upgrade it, or what.

As a new user, I got an automated welcome email from Michael Truell saying

As a note, here are a few things you can try Cursor on now:

  • Try typing and hit Tab to accept an autocomplete or a suggested diff from Cursor Tab

…but, this is false, right? That is, as far as he knows, I am not seeing any autocompletes at all, because that’s not a feature available to me as a user of Cursor, unless I go and sign up for some extra stuff?

Am I right about this? Pretty confused!